Let's put together your financial plan.

Working together only makes sense if the value you receive exceeds the cost of the service. We believe that by providing you with the following, the value you will receive is a multiple of our fees:

1. Implementing a financial plan that protects you from unforeseen events and allows you to achieve and maintain your financial independence.
2. Transforming your savings into a stream of income for life once you stop working.
3. Investing prudently and professionally, reducing risk and achieving good returns that exceed inflation.
4. Minimizing the taxes you pay to keep more of your money.
5. Ensuring that your family, spouse or heirs have a trusted professional to rely on in case something happens to you.
6. Giving you the confidence, discipline and support necessary to carry out your plan over the years, especially when the most difficult moments in the market arrive.
7. Perhaps most importantly, giving you back time and energy so that you can dedicate it to what matters most to you, knowing that your finances are now in order.

Our remuneration comes solely from the fee paid by our clients. We do not receive any other type of compensation for the sale of financial products or from the banks we work with. Consequently, our clients have a total cost of managing their capital that is significantly lower than the average cost of the Uruguayan market.

Our fee scale for the advisory service is as follows:

First USD 1,000,000: 1.00% annually

Next USD 1,000,000: 0.75% annually

Next USD 8,000,000: 0.50% annually

Next USD 10,000,000: 0.35% annually

Above USD 20,000,000: 0.20% annually

The initial preparation of the financial plan has a cost of USD 750 if done individually and USD 1,000 if done as a couple. This cost is waived for initial investments above USD 250,000.

For those who do not exceed the minimum account opening of USD 100,000, they can still contract the financial plan in self-implementation mode.

Your portfolio will be made up of investment funds managed by the main global managers, and will follow low-cost passive investment strategies. The funds we use are regulated and domiciled in Europe, and are structured as ETFs (Exchange Traded Fund), so they trade freely on the stock market.

The investments we recommend are designed to be maintained for a lifetime. The risk of long-term capital loss is minimal as we diversify portfolios across thousands of the world's largest companies. This has been, over the decades, the safest and most prudent way to invest.

We will normally work with institutions based in the United States, which have SIPC insurance.

The SIPC (Securities Investor Protection Corporation), created in 1970, was designed to protect investors with investment accounts at brokerage firms.

The insurance guarantees up to USD 500,000 per account per institution and includes financial instruments and cash on account.

For more information go to:

https://www.sipc.org/for-investors/what-sipc-protects

Your assets will be kept in a leading foreign financial institution in an investment account in your name. Only you can send and withdraw money from your account.

We currently custody our clients' assets at Interactive Brokers, Pershing and Morgan Stanley, all institutions in the United States. If you wish, we can evaluate working with your preferred bank.

Yes, you will be able to enter the digital portal of the financial institution where you keep your assets and see your portfolio in real time. You will also have access to the Nantas web portal, where you can see all your investment accounts in one place, no matter how many different banks you work with.